Poor credit can lead to damaged reputations, financial difficulties and countless hurdles that keep consumers from living life to the fullest. On Modern Living with kathy ireland®, AM/PM Credit Repair CEO Ashley Massengill shares how her business is changing lives not just through credit monitoring and debt assistance but also by empowering users to take control of their financial future.

The AM/PM process is a detailed approach that guides consumers through a credit analysis, recommended creditor disputes and an expertly crafted game plan for getting out of debt for good. Personalized strategies help generate results that often exceed expectations, with credit bureau responses flooding in within just 45 days. In little more than six weeks, credit customers learn the results of disputes and often earn a new, higher credit score that could be the ticket to an auto loan, mortgage or other life-changing buy that would’ve seemed unattainable before.